Islamic Professional Credit Certification
IPCC is designed for banking professionals who seek to equip themselves with the skills, knowledge and tools to advance in the demanding and rapidly changing field of credit management in Islamic Banking. By dedicating time and effort to complete iPCC, learners will demonstrate their commitment towards attaining the highest standards of becoming a credit professional in Islamic Banking.

Accreditated by

Learning Outcomes
- Appreciate various forms of Muamalat contracts commonly practised in mainstream Islamic products and services;
- Describe the process and procedures in credit management and monitoring financing portfolios within the Islamic retail and business financing environment in Islamic financial institutions;
- Explain the principles and basic financing origination and credit management processes within a financial institution;
- Identify the basic management components in Islamic financial institutions that cover the structural elements, characteristics of banking products, current practices, protocols, and limitations; and
- Outline the main structure and guidelines in preparing good credit reports.
Entry Requirements
- Diploma, or
- Sijil Pelajaran Malaysia (SPM) / O-Level or equivalent with 3 years’ experience in Credit Management or Bankin,g or
- Entry requirement for iRCP & iBCP: iCCE
Method of Examination:
- Level 1
- One Hundred (100) Multiple Choice Questions
- Two and a half (2 ½) hours examination
- Passing mark: 60%
- Level 2
- Sixty (60) Multiple Choice Questions
- 2 Case Studies
- Three and a half (3 ½) hours examination
Modules
Level 1
- SHA1051: Shariah, Ethics and Governance
- CDT2031: Fundamentals in Credit Operation
Level 2
- BKG 2071: Islamic Bank Management
- CDT1031: Islamic Business Financing Products
or
CDT2021: Islamic Retail Financing Products
Fee
| Code | Module Level 1 (iCCE) | Duration (Days) | Fee (RM) |
|---|---|---|---|
| SHA1051 | Fundamentals of Shariah for Islamic Finance | 3 | 3450 |
| CDT1031 | Fundamentals of Islamic Banking | 3 | 3450 |
| Preparatory Class | 1 | 1150 | |
| Assessment | 1 | 600 | |
| TOTAL | 8650 |
| Code | Module Level 2 (iBCP or iRCP) | Duration (Days) | Fee (RM) |
|---|---|---|---|
| BKG2071 | Islamic Bank Management | 3 | 3750 |
| CDT2031/2021 | Islamic Business/Retail Financing Products | 3 | 3750 |
| Preparatory Class | 1 | 1250 | |
| Assessment | 1 | 800 | |
| TOTAL | 9550 |